New research from Andrew Davidson & Company warns that moving away from the long-standing tri-merge credit reporting standard ...

Homebuyers credit check costs explained: Homebuyers face escalating credit check fees, with tri-merge reports expected to ...

SALT LAKE CITY (KUTV) — The price lenders pay to pull a borrower’s credit report has climbed steadily for years, and many lenders who once absorbed the expense now say they have to pass it on to ...

Despite being a small part of closing costs, credit report fees have become a flashpoint in the mortgage industry.

Allowing lenders to base mortgage decisions on single- or double-pull credit reporting would result in more risk to banks, and higher costs for borrowers, writes Dan Smith. Imagine applying for a ...

New research published by Andrew Davidson & Co., Inc. (AD&Co) demonstrates how moving from the tri-merge standard to a bi-merge or single-report standard could lead to less accurate mortgage pricing ...

PHILADELPHIA, Oct. 16, 2023 (GLOBE NEWSWIRE) -- The Federal Housing Finance Agency’s (FHFA) proposed change to utilize two instead of three credit reports during the mortgage application process could ...

For generations, home ownership has been part of the very definition of capturing the American dream. First-time buyers face a process that can be both exciting and daunting—the right home, in the ...