🏠 How to Lower Your Home Loan EMI in 2026 – Explained Simply This newspaper report highlights how home loan borrowers can save lakhs of rupees by reviewing their loans and taking timely action—especially in 2026, when interest rates and lending options are changing. 📉 Key takeaway: If your home loan was taken at a higher interest rate, you may be overpaying every month without realizing it. 🔹 Real examples from the report: A Mumbai borrower shifted his ₹98 lakh loan from an NBFC to a bank, re